
Introduction: Why Retirement Hits Women Differently Retirement planning is important for everyone, but for women, it comes with unique challenges that can’t be ignored. On average, women live longer, earn less, and take more career breaks — often to care for children or aging parents. All of this adds up to a significant retirement wealth gap. The good news? It’s not too late to take control. If you’re in your 30s, this is your moment. Retirement planning in your 30s gives you time to build a strong financial future, regardless of the curveballs life throws your way. In this article,...